Bringing Fintech Innovations to Everyday Lending

HES is a fintech product development company that provides enterprises and fintech unicorns with comprehensive banking and lending software.

The HES Story


The HES Story

In 2012, we started HES to bridge the gap between old and new lending and empower our customers with cutting-edge solutions. We believe that lending software must reduce operating expenses, replace repetitive manual tasks with automation, and streamline front-to-back workflows.

At HES, we take an innovation-led approach to help our customers solve the toughest lending challenges. By combining deep industry expertise with top-notch technologies, we deliver the most comprehensive loan management solutions.

With over 80 engineers, product innovators, businesses analysts, and banking experts, HES today is a trusted, long-term partner of 87 financial institutions in 19 countries worldwide (and counting).

Dmitry Dolgorukov
Ivan Kovalenko
end users
Country Reach
Completed Projects
Talented Minds

Our mission

Our mission is to deliver value to our customers by providing them with state-of-the-art digital lending software that meets 100% of their current and future business needs.


Our vision

Our vision is to generate inclusive growth and success for financial institutions by building a supportive and sustainable financial ecosystem.

Our DNA - HES values

We at HES stand for a single purpose — to serve our customer with diligence. With this in mind, our team brings professional integrity, transparency, technical excellence, collaboration and teamwork to every project, at every business stage. We are proud of what we do and we guarantee exceptional results.

We build solutions that operate across channels, are modular and customisable for every client.


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The HES team believes that a new type of Lending Engine transforms fintech software development into a smart and modern solution. Meet the people behind HES’, talented and passionate team, dedicated to making your lending business a success.

Trusted by Leading Banks & Fintechs

HES software is used by financial institutions of all sizes to create a customer-focused experience, which ensures growth in the new digital economy.

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