Commercial
Lending Software

Сommercial loan servicing software for SME lending. Automated decision-making. 100% tailored to suit your business requirements.

Customer-focused SME Lending Platform

HES develops commercial credit software to manage complex operations and ensure automation of commercial loan origination and servicing, underwriting and KYC, back-office operations, statistics, reporting and loan portfolio management.

Regardless of the size of your financial institution, HES SME lending platform can easily streamline small business loans and complex commercial operations like accounting, loan monitoring, and origination. Globally and digitally ready from day 1, HES commercial lending systems allow lenders to save operating expenses for SME loans and increase operational efficiency.

Roman Bozhyev
CEO Factory SME

In 2017 we were the first to implement an online lending marketplace for SMEs in Russia. When we were looking for a tech vendor we were lucky enough to come across HES. Having developed similar credit aggregators in South-Eastern Asia, it was clear that they had the expertise we were looking for.

HES Lending Platform works for

markerSupply chain financing
markerFactoring
markerWorking capital financing
markerReal estate financing
markerLeasing
markerLines of credit

The HES Core behind business loan software

The CRM module

Product engine

Calculation engine

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Small Business Lending Solutions in detail

Scalable modular architecture

markerTemplate-based document management to generate business-ready agreements, offers, etc.
markerUnderwriting and KYC to evaluate the financial standing of potential borrowers
markerFully automated payment workflows, and straight-through payment processing
markerIntuitive graphical interface for reporting, statistics and data
markerReal-time tracking and assessment of collateral levels
markerAutomated mortgage loan processing

Powerful backend tools

markerTop-notch tech stack under the hood (Java, PostgreSQL, etc.)
markerIntegration with enterprise services (credit card processing and payment services, scoring solutions, accounting systems, etc.)
markerScalable cloud architecture, based on Amazon Web Services

Security and compliance

markerAI-powered credit scoring tools
markerSecurity measures throughout the SDLC
markerCompliance with GDPR, domestic and international legal regulations
markerData privacy protection
Cross-device functionality. Online/offline access

HES’ Competitive Advantages

How to start
Fill in the form to schedule a 15-minute live demonstration. One of our experts will contact you shortly and demonstrate the capabilities of HES Lending Software.
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