Commercial Lending Software

Improve the bottom line of your commercial lending business. Automate the key stages of the loan lifecycle from origination and processing to risk management and servicing.

Commercial Loan Software by HES

Legacy systems require SME lenders to use a number of solutions for different parts of a loan management process. With the HES platform, banks & fintechs no longer have to rely on siloed systems that increase prolonged turnaround time and drive operating costs.

Small business loans software by HES brings automated end-to-end workflow that ensures mission critical operations run smoothly. With the HES Lending Solution, financial institutions gain a cost-effective and scalable platform that can meet any further business requirements.

Roman Bozhyev
CEO Factory SME

In 2017 we were the first to implement an online lending marketplace for SMEs in Russia. When we were looking for a tech vendor we were lucky enough to come across HES. Having developed similar credit aggregators in South-Eastern Asia, it was clear that they had the expertise we were looking for.

SME Lending Software сovers

markerSupply chain financing
markerMerchant Cash Advance
markerWorking capital financing
markerReal estate financing
markerLeasing
markerLines of credit

The Backbone of SME Lending Solution

HES Core™ with 20+ scalable modules for full-cycle loan management, from loan origination to final repayment

The CRM module

Product engine

Calculation engine

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Small Business Lending Solutions in detail

Scalable modular architecture

markerTemplate-based document management to generate business-ready agreements, offers, etc.
markerUnderwriting and KYC to evaluate the financial standing of potential borrowers
markerFully automated payment workflows, and straight-through payment processing
markerIntuitive graphical interface for reporting, statistics and data
markerReal-time tracking and assessment of collateral levels
markerAutomated mortgage loan processing

Powerful backend tools

markerTop-notch tech stack under the hood (Java, PostgreSQL, etc.)
markerIntegration with enterprise services (credit card processing and payment services, scoring solutions, accounting systems, etc.)
markerScalable cloud architecture, based on Amazon Web Services

Security and compliance

markerAI-powered credit scoring tools
markerSecurity measures throughout the SDLC
markerCompliance with GDPR, domestic and international legal regulations
markerData privacy protection
Cross-device functionality. Online/offline access

HES’ Competitive Advantages

How to start
Fill in the form to schedule a 15-minute live demonstration. One of our experts will contact you shortly and demonstrate the capabilities of HES Lending Software.
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