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Consumer lending software
Get your retail lending system ready
in 3 months
HES LoanBox® solution includes
Landing Page
Borrower Portal
Back Office
Ready-made consumer lending platform
User-friendly, white-label design
Multichannel loan application process
Dedicated customer support
Flexible integration options
Digital onboarding
Efortless loan
application process
Cross-channel application process
Allow your customers the flexibility to apply for a loan through any
channel, using any device — from PC to smartphone — and even switch
devices mid-process. The retail lending solution by HES FinTech
enables seamless and paperless onboarding.
channel, using any device — from PC to smartphone — and even switch
devices mid-process. The retail lending solution by HES FinTech
enables seamless and paperless onboarding.
Cross-channel application process
Omnichannel approach to the consumer loan automation enables users
to switch between devices and complete the application most
conveniently. HES consumer lending solution has an auto-saving
feature that allows to return to the form later without losing any
progress.
to switch between devices and complete the application most
conveniently. HES consumer lending solution has an auto-saving
feature that allows to return to the form later without losing any
progress.
Customizable application flow
The off-the-shelf consumer loan software developed by HES experts
is tailored to meet business needs, enabling you to create a
smooth application process with configurable forms.
is tailored to meet business needs, enabling you to create a
smooth application process with configurable forms.
KYC
Safeguard your financial institution against scammers. Verify the
user’s identity instantly by comparing the data filled and photos
of their documents.
user’s identity instantly by comparing the data filled and photos
of their documents.
Borrower Portal
Complete retail lending software
Loan calculator
HES LoanBox includes a front-end loan calculator that helps
borrowers choose the most suitable loan products by illustrating
how regular repayments adjust based on terms like loan amount and
payment frequency.
borrowers choose the most suitable loan products by illustrating
how regular repayments adjust based on terms like loan amount and
payment frequency.
Borrower Profile
Let your borrowers save and update their personal information and
use it for new loan applications. Stored sensitive data is
protected by
KeyCloak
technologies.
use it for new loan applications. Stored sensitive data is
protected by
KeyCloak
technologies.
Back Office
Automated retail lending
solution
Feature-rich Back Office for managers
Automated decision-making
HES LoanBox retail lending software empowers you to configure semi-
and fully-automated decision-making processes. The platform can
score loan applications, detect stop factors, find matching lending
products, and approve or decline requests automatically.
and fully-automated decision-making processes. The platform can
score loan applications, detect stop factors, find matching lending
products, and approve or decline requests automatically.
Automated decision-making
HES LoanBox® consumer lending software empowers you to configure
semi- and fully-automated decision-making processes. The platform
can score loan applications, detect stop factors, find matching
lending products, and approve or decline requests automatically.
semi- and fully-automated decision-making processes. The platform
can score loan applications, detect stop factors, find matching
lending products, and approve or decline requests automatically.
Calculation and product engines
The consumer loan system supports multiple calculation types,
using which you can create an unlimited number of loan products
with flexible terms.
using which you can create an unlimited number of loan products
with flexible terms.
User roles
Safeguard your consumer finance system from human mistakes and
data breaches by managing employee access to specific modules.
data breaches by managing employee access to specific modules.
and much more
Consumer loan origination control
Loan management
Document templates
Automation of disbursements and payments
Transactions and reporting
Benefit from cutting-edge integrations
Technology architecture overview
Online and
offline access
HES consumer lending platform can be deployed on-premises or
in the cloud of any chosen provider.
in the cloud of any chosen provider.
Cloud provider
Powerful
tech stack
In the development process, an advanced technology stack is
used, including the solutions like Java, Camunda, Spring Boot
and Form.io modeler. The architecture is based on free and
open-source tools, which allows us to cut off licensing fees
except for the platform’s source code.
used, including the solutions like Java, Camunda, Spring Boot
and Form.io modeler. The architecture is based on free and
open-source tools, which allows us to cut off licensing fees
except for the platform’s source code.
Java LTS stack
The highest
level of security
HES is ISO 27001 certified, which confirms that our
development and data management processes meet international
requirements. On top of this, HES addresses security measures
through the Systems development life cycle (SDLC).
development and data management processes meet international
requirements. On top of this, HES addresses security measures
through the Systems development life cycle (SDLC).
Empower your lending business with
HES LoanBox
HES LoanBox
Off-the-shelf solution
for consumer
lending
Ready-made consumer lending software
The intelligent consumer lending solution is fully
customizable to meet your business needs. Automate mundane
tasks with consumer loan origination software to save time
and reduce operational costs.
2 weeks time-to-market
HES consumer finance software is ready for a kickstart in
just 2 weeks. Robust consumer loan management software
provides a quick payback of the project along with an
increase in business efficiency.
AI-powered consumer loan software
Adhere high service standards with the AI/ML-based
consumer installment loan software. Implement powerful
application scoring models to improve your credit
portfolio. Make data-driven decisions instantly with the
consumer loan system.
No additional charges per customer
HES provides fully managed consumer credit software
solutions with no limits on the number of users. Flexible
pricing depends on the features you choose.
FAQ
Can I customize the software to meet my specific business needs?
Is HES FinTech’s consumer lending platform easy to use?
What types of loans can be managed with the consumer loan system?
Does lending software integrate with other systems and software?
