Consumer loan servicing software

The power of automation + AI throught the loan lifecycle
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The primary goal of the HES technology platform is to make lending as automated and optimized as possible with no manual actions and staff overhead

Solution includes

scheme
Frontend
Create stellar customer experience at the front-line of your lending business. Orchestrate omni-channel client on-boarding with an intuitive account opening.
Backend
HES software is modular, fully configurable and covers functionality for the entire loan management lifecycle — from origination and credit scoring to disbursement and servicing.
Integrations
The platform integrates with core systems and 3rd party apps to become a single source of truth. Integrate with accounting systems, BI solutions, credit card processing and more.
From frontend interfaces to backend workflows, HES loan software streamlines all customer and employee interractions

Our platform

Application module
Loan management
KYC & scoring
module
Application module
module
Loan management
module
KYC & scoring
module

The results you can expect by using HES personal loan software

On average our customers have experienced
30%
increase in efficiency
68%
reduction in servicing costs
80%
reduction in operational costs
44%
reduction in processing time
Technology architecture overview

Online and offline access

The platform can be deployed to the production environment of the chosen provider. Our solutions enable lenders to deploy mission critical technology on premises or in the cloud.

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Powerful
backend tools

Being a quality-oriented company, HES utilizes a Java technology stack, including Java 11, Spring 5, PostgreSQL 11. The architecture is based on FOSS-technologies with no licensing fees (except for the platform source code), and no per-user charges or penalties for growth.

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View core

Security
and compliance

HES addresses security measures through the SDLC. On top of this, the system guarantees full compliance with domestic and international legal regulations, as well as data privacy protection.

Modular
architecture

HES loan software is made of a collection of 20+ pre-built modules that span customer onboarding, KYC and credit scoring, LOS, product engines and calculations, workflow, document management and more.

Get started with HES today

Schedule a 15-minute live demonstration