Consumer
Lending Software

An automated lending solution to enhance the loan management process. Keep things quick and simple - from first contact with the customer to final accounting.

A consumer financing system to manage a full lending cycle

Meet the needs of today’s consumers who want a fast, simple, and easy way to borrow money online. Streamline the entire loan origination and administration process for consumer credit, microlending, card approvals, hire purchases or lease agreements.

HES lending software is a comprehensive solution that leverages deep expertise in consumer financing with advanced AI and analytics technology. Automate repetitive human tasks, process workflows, data capture and business decisions with the platform’s agile, integrated capabilities.

Alexey Sidorov
CEO, Kredit24

After considering several go-to-market options, we went with HES Lending Platform. We had been looking for a solution to run multiple workflows in an automated manner. On top of this, we wanted the system to have an intuitive, easy to use web-based interface so we could work with borrowers in a seamless way. HES software covered all of our needs - from application to reporting and dashboards.

HES system covers

markerDigital onboarding
markerRobust decision engine
markerData validation & security
markerCross-channel support
markerAdvanced analytics & AI
markerCore systems integration

The HES Core behind consumer lending software

Applications module

Loan management

KYC & scoring

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Consumer lending platform details

Modular architecture

markerCRM module
markerMulti-channel loan application
markerUser personal accounts
markerCredit scoring module
markerAdvanced role and user model
markerReporting, BI, consolidated reports
markerCalculation | Product engine
markerTriggered events & notifications

Powerful backend tools

markerThe latest tech stack under the hood including Java 8-11, Spring 4-5, PostgreSQL, Angular and more
markerIntegration with 3rd party services and apps (accounting systems, BI solutions, credit card processing and payment services, scoring solutions, etc.)

Security and compliance

markerAI-based credit scoring
markerSecurity measures throughout the SDLC
markerData privacy protection
markerFull compliance with domestic and international legal regulations
Cross-device functionality. Online/offline access

HES’ Competitive Advantages

How to start
Fill in the form to schedule a 15-minute live demonstration. One of our experts will contact you shortly and demonstrate the capabilities of HES Lending Software.
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