Point-of-Sale Lending Software

100% paperless process for instant POS financing. Accelerate delivery of new products and services and reduce IT costs.

POS system software - expand your business to new frontiers

Sell anywhere, anytime with HES software. Replace ad-hoc manual processes with automated workflows. Accept any payment type and keep your business synched, whether you’re selling online, in-store, or on-the-go.

HES POS lending software has been designed to provide a comprehensive foundation for banks and fintechs while delivering a seamless client experience. Our software empowers the retail management process, and gives consumers instant access to the tools they need to apply for a loan. With HES POS software a customer can fill-in a loan application one time and automatically have it sent to all relevant partner loan organisations.

Vladimir Pilipenko
CEO, IdeaFinance

Our company provides financial leasing services. We partner with retail chains and online stores that sell consumer goods to help customers finance their purchases. We were looking for a comprehensive system to automate loan application collection and processing for POS consumer financing. Our HES software helped us reduce our new loan and leasing application time to 20% of what it used to be.


The HES Core behind POS lending software

HES Core™ with 20+ scalable modules for full-cycle loan management, from loan origination to final repayment

The CRM Module

Credit Scoring and Underwriting

Product and Pricing Engine


POS lending software details

Modular architecture

markerA 360-degree customer overview
markerProduct and pricing engine
markerTemplate-based document management
markerPayments and money transfer
markerReporting engine and instant statistics
markerSecurity settings and preferences
markerInventory management system

Powerful backend tools

markerTop-notch tech stack under the hood (Java 8-11, PostgreSQL, etc.)
markerIntegration with 3rd party apps and services (payment services, credit card processing services, accounting systems, scoring solutions, etc.)

Security and compliance

markerCredit scoring based on Artificial Intelligence
markerSecurity measures throughout the SDLC
markerFull GDPR compliances
markerData privacy protection
Cross-device functionality. Online/offline access

HES Competitive Advantages

How to start
Fill in the form to schedule a 15-minute live demonstration. One of our experts will contact you shortly and demonstrate the capabilities of HES Lending Software.

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