Lending Software
for Banking and Finance

Enterprise solutions central to launching and running a profitable lending business. Get a custom lending platform and issue your first loan in just 3 months.

Loan Software Powered by Data Science and AI

HES empowers financial institutions with the most comprehensive credit software, which allows to automate the entire process of loan accounting and monitoring. We cover it all, from frontend interfaces to backend workflows and everything in-between. Our lending software is a solid alternative to proprietary loan origination software and in-house development efforts. It offers a customer-centric approach and the ultimate loan processing capabilities.


HES Core

HES Core is the lending engine behind every project powered by HES. It brings a feature-rich modular architecture and powers the full loan management system – from origination and underwriting to servicing and pipeline performance tracking. HES Core is the technical heart of your lending platform that can be 100% tailored to your business needs.

Benefit from the 20+ feature-rich modules:

360° customer overview & KYC engine
Advanced calculation module
Risk evaluation & AI credit scoring
Reporting & documenting engine

We’ve Got You Covered
With HES Core

HES Core is the cornerstone of every project powered by HES. It brings a feature-rich modular architecture and can be 100% tailored to your business needs.

With HES Core is a modular hub that provides the flexibility to meet any business needs and the ability to enter market in 3 months.


Key Advantages

markerIssue loans within 90 days
marker100% scalable & automatic
markerGlobally-ready from day one
markerNo lender lock-in & pay-as-you-grow pricing
markerAccess to source code

Powered by

moneyman-logo ideafinance-logo finca-logo alfabank-logo simplefinance-logo kredit24-logo
Boris Batin
CEO, MoneyMan
HES has been our reliable technology partner since 2011. Their team has helped us start and get our lending solution going. Thanks to their advice and dedication, we seamlessly entered the market with an MVP and started growing our business very quickly. I believe we owe much of our success to the well-architectured solution created by HES.

Done for 115 Projects

Regardless of whether your financial institution is focused on consumer, small business, microfinance, commercial or a combination of them all, we can provide a solution that’s right for you.

Want to learn more ?